Your new account documentation will include a proposal, which describes the coverage terms and rate, accompanied by a Specifications Form. These documents will serve to confirm the program's terms and will serve as your authorization for the specified plan. Upon receipt of the signed authorization and in advance of the start date, we will provide you with online access to the plan's certificates of insurance, identification cards, benefit summaries and claim forms. Distribution of these materials varies from one client to another and should be arranged with your Account Manager.